SaanaPAY™ PTPP is the payment transaction and payment processing product of Saana Corp (click About US for more details).

It enables merchants, schools, tertiary institutions, organizations, NGOs and government agencies as well as other bodies, interested in offering goods and services to end-users through the Internet and/ or wants payment processed via same medium (click Processing Payments for more details).

Interested merchants and other bodies signify their intention to on-board to the platform (click Merchant On-boarding Process for more details) and thereafter integrate their web presence via a robust & secured XML-based data exchange APIs to SaanaPayTM PTPP platform. Integration is free of charge to the merchant but has to be done by their nominated web developer.

SaanaPay™ PTPP offers the merchant two (2) payment channels (with more on the way) through which end-users of their platforms can process payments for real-time transactions, namely – Credit/Debit Cards and Cash At Bank (click Payment Channels for more details).

The Merchant's platform is notified in real-time of all successful payments to ensure immediate service delivery (Click Successful Payment Notification for more details).

Each transaction is processed for a nominal fee to be borne either by the merchant or end-user (consumer) as may be agreed during merchant on-boarding process (click Merchant On-boarding Process for more details)

Funds collected are remitted to the merchant's designated Nigerian bank account at an agreed cycle less charges specified during on-boarding (click Merchant On-boarding Process for more details).

SaanaPay™ PTPP also offers self-service payments to new and existing end-users (consumers) to registered merchants on the platform to generate and process their bills on the go without waiting for the merchant (click Self-Service Payments for more details).

SaanaPay™ EBPP is the electronic bill presentment and payment processing platform of Saana Corp (click About US for more details).

It enables merchants, schools, tertiary institutions, organizations, NGOs and government agencies as well as other bodies, interested in offering goods and services to end-users, and/ or wants bills sent electronically to their end-users (consumers) either as a one-time bill or recurring billing (daily, weekly, monthly, annually or custom).

Payment is processed using SaanaPayTM PTPP (click Processing Payments for more details).

Interested merchants and other bodies signify their intention to on-board to the platform (click Merchant On-boarding Process for more details) and a profile is created for them to start processing outward bills to their end-users.

On receiving the bills (online electronically or offline pre-printed and delivered by merchant), the end-user (consumer) proceeds to process payment real-time using any of available payment channel as specified on the bill (click Processing Payments for more details).

Merchant's platform is notified real-time of all successful payments via platform to ensure immediate service delivery (Click Successful Payment Notification for more details).

Each transaction is processed for a nominal fee to be borne either by the merchant or end-user (consumer) as may be agreed during merchant on-boarding process (click Merchant On-boarding Process for more details)

Funds collected are remitted to the merchant's designated Nigerian bank account at an agreed cycle less charges specified during on-boarding process (click Merchant On-boarding Process for more details).

SaanaPay™ EBPP also offers self-service billing to new and existing end-users (consumers) to registered merchants on the platform to generate and process their bills on the go without waiting for the merchant (click Self-Service Billing for more details).

With SaanaPay™ PTPP, merchants can process payment requests from end-users (consumers) electronically and receive payments into their designated bank accounts at the end of the agreed cycle during on-boarding process (click Merchant On-boarding Process for more details).

The end-users (consumers) are also not left out on the enormous benefits the platform offers. Consumers can process payments to merchants for goods and services without necessarily logging on to their site (click Self-Service Payments for more details).

With SaanaPayTM EBPP, merchants can generate and send out bills (one-off or recurring) to end-users (consumers) electronically. Payments are processed using SaanaPay™ PTPP (click Processing Payments for more details) and receive payments into their designated bank accounts at the end of the agreed cycle during on-boarding process (click Merchant On-boarding Process for more details).

The end-users (consumers) are also not left out on the enormous benefits the platform offers. Consumers can process payments to merchants for goods and services without necessarily logging on to their site (click Self-Service Billing for more details).

Payment is processed using SaanaPayTM PTPP (click Processing Payments for more details).